July brought encouraging news for those watching the Canadian real estate market—home affordability improved in 10 out of 13 major cities, thanks to falling prices. Notably, Vancouver experienced the largest income drop required for home ownership. Mortgage rates also saw a slight dip, and there are still discounted fixed-rate mortgages available below 4%. As someone who specializes in comparative market analysis, I always keep a close eye on these trends to help my clients make informed decisions—whether you’re buying your dream home or aiming to sell for top dollar in the Greater Toronto Area.
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